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  1. 1. Purpose of This Policy

    Ensuring secure, transparent, and compliant trading for all clients.

    The Anti-Money Laundering (AML) Policy of AUT INVESTMENTS LIMITED outlines the company’s commitment to prevent money laundering, terrorist financing, and other financial crimes. This policy ensures that our operations are in line with international AML standards and regulations applicable in Mauritius and other relevant jurisdictions.

  2. 2. What Is Money Laundering?

    Money laundering is the process of concealing the origins of illegally obtained money, typically by transferring it through a complex sequence of banking or commercial transactions to make it appear legitimate.

    Stages of money laundering include:

    • Placement: Introducing illegal funds into the financial system
    • Layering: Obscuring the origin of funds through complex transactions
    • Integration: Making the funds appear as legitimate assets

    AUT INVESTMENTS LIMITED actively works to identify and block such activities at every stage.

  3. 3. Regulatory Commitment

    We comply with all applicable AML laws, including but not limited to:

    • Mauritius Financial Intelligence and Anti-Money Laundering Act (FIAMLA)
    • Financial Action Task Force (FATF) Recommendations
    • Know Your Customer (KYC) and Customer Due Diligence (CDD) procedures
    • Suspicious Transaction Reporting (STR) obligations

    We maintain internal controls, monitoring systems, and training programs to meet these obligations.

  4. 4. Know Your Customer (KYC) Policy

    Before onboarding any client, AUT INVESTMENTS LIMITED follows a strict KYC verification process:

    • Proof of Identity: Valid government-issued ID (passport, national ID, driver’s license)
    • Proof of Address: Utility bill, bank statement, or government document issued within the last 3 months
    • Source of Funds: May be requested to verify the legitimacy of incoming capital

    We reserve the right to request additional information or documentation during the verification process or any time thereafter.

  5. 5. Ongoing Monitoring & Risk-Based Approach

    We adopt a risk-based approach by assigning risk profiles to all clients and transactions:

    • Clients are continuously monitored based on their activity patterns
    • Transactions are analyzed to detect unusual volume, frequency, or counterparties
    • High-risk clients may undergo enhanced due diligence (EDD), including source of wealth verification and closer transaction scrutiny

    All client data is regularly updated, and trading behavior is reviewed to detect red flags or suspicious behavior.

  6. 6. Prohibited Activities & Jurisdictions

    To protect the integrity of our services:

    • We do not accept clients from sanctioned countries or jurisdictions identified as high risk by FATF or similar authorities
    • We prohibit the use of AUT INVESTMENTS LIMITED services for:
      • Laundering criminal proceeds
      • Financing terrorism
      • Trading on behalf of third parties without approval
      • Using false or stolen identities or documents
      • Depositing/withdrawing via anonymous payment channels
  7. 7. Payment Policies

    All deposits and withdrawals must comply with AML procedures:

    • Funds must originate from bank accounts or payment methods registered in the client’s name
    • We do not accept or process third-party transactions
    • All payment activities are logged, reviewed, and stored for auditing and legal compliance
    • If a transaction raises suspicion, it may be delayed or rejected pending further investigation
  8. 8. Reporting Suspicious Activity

    AUT INVESTMENTS LIMITED is obligated to report any suspicious activity or transactions to the appropriate financial intelligence authority in Mauritius, even without prior notice to the client.

    Examples of suspicious activity include:

    • Inconsistent or unusually large deposits/withdrawals
    • Reluctance to provide KYC documents
    • Use of multiple accounts under the same or related identities
    • Rapid movement of funds without logical trading behavior
    • Attempts to circumvent verification processes

    Our team is trained to escalate and report such findings internally and externally, as required.

  9. 9. Employee Training & Internal Controls

    All staff undergo regular AML training, including:

    • How to identify and handle suspicious activity
    • KYC verification procedures and red flags
    • Proper documentation and escalation protocols
    • Legal obligations under Mauritius and international AML law

    Internal audits and compliance reviews ensure our AML controls are effective and up to date.

  10. 10. Client Responsibilities

    As part of our AML Policy, clients are required to:

    • Provide accurate and complete information during onboarding
    • Keep account details and documentation up to date
    • Use only verified payment channels in their own name
    • Refrain from engaging in or facilitating suspicious activity
    • Cooperate fully with requests for additional verification or investigation

    Failure to comply may result in account restrictions, trading limitations, or termination of service.

  11. 11. Data Protection & Record Retention

    All KYC and transaction data is stored securely in line with data protection laws. We retain these records for a minimum of five (5) years or longer if legally required.

    Access to sensitive data is restricted and monitored to protect client privacy while supporting compliance.

  12. 12. Enforcement & Policy Review

    This policy is enforced by our Compliance Department. It is reviewed annually or more frequently if required by regulatory updates or operational changes. We reserve the right to revise this policy and will publish the latest version on our website.

Contact Information
  • Client Support:
  • Compliance:
  • Mailing Address:
    Level 6, Ken Lee Building,
    20 Edith Cavell Street,
    Port-Louis, 11302, Mauritius
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